I have a little secret! I’ve been investing in my future by buying everything under the sun with my credit/debit card. I have a STASH card that I use on just about everything that will take VISA or MasterCard. While getting pennies in stocks doesn’t seem like much, you can bet that it does add up. And not only do you get a small reward in stocks for shopping using the card, you can also play the market or create your own IRA for your future.
Why not? Even if you’re already saving money, you’re still bringing in the change for your future by buying things you normally do anyway. Many of the large companies are already supported by STASH, but if they’re not then you get to put your money into a global fund and buy stocks of whatever you see fit. It’s pretty cool.
One of the features I love about STASH is that you can partition your funds so that you have a rainy day or budget area where you can save for future things but not move it into a savings account. I know when banks were forced to charge people for reaching into their savings account I got burned so many times because I was putting too much away and then having emergencies. I think you can only move money 5 times in a regular savings account (an obvious example of too much government control!) but here you aren’t moving money around, you’re just making it so it isn’t seen. Don’t ask me how they do it. I think of it as it being a partition whereas a savings account might be a second hard drive without retaining the data on the first drive. Because that is how I think in my geekmom fashion.
They’ll also teach you a bit about investing so you’re not making the same mistakes over and over again. There are investing goals where they figure if you’ve been paying attention to their “classes” that you might move on to the next level of info. It’s really fun.
So if you want to save for your future without putting a lot of effort into it, signup for STASH. I don’t have a referral code, I just like it so much that you should check it out. Oh yeah, and normal investing tax laws still apply. :/ Yeah, no way around that one. lol
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